Chrystal Fray

Meet Chrystal Fray, your friendly and dedicated State Farm Insurance Agent right here in Wilmington, North Carolina. Since 2009, my team and I have had the privilege of supporting families throughout the Port City and surrounding areas of the Carolinas and Virginia. With over 36 years of combined State Farm experience, we’re proud not only of the awards we’ve earned but also of being part of this wonderful community.

We understand that insurance is personal, which is why we take the time to listen and tailor a solution that truly fits your unique needs. Whether it’s auto, home, life, or small business insurance, we’re here to provide you with comprehensive coverage options, including specialty plans for motorcycles, ride-share drivers, collector cars, renters, condos, flood protection, and more.

Beyond insurance, we’re deeply rooted in Wilmington. I’ve had the honor of serving as President of Achieving Purposeful Outcomes, Inc., sitting on the board of the YWCA of Cape Fear, and supporting the Boys and Girls Club of Southeastern NC. We believe in the potential of our local families and students and love celebrating the spirit of our city—whether it’s cheering on the colorful Azalea Festival floats or helping protect the businesses that make Wilmington thrive.

When you visit Chrystal Fray’s State Farm Agency, you’re not just getting insurance—you’re gaining a partner who cares about your needs. Our office is conveniently located near the lively intersection of Shipyard Blvd and 17th Street, and we’d be honored to help you find your Personalized Price Plan.

Don’t wait—give us a call today. At State Farm, you’re at the heart of everything we do, and our team is ready to support you and your loved ones every step of the way.